These terms govern your use of this website, owned and operated by H C NG Holdings Limited (“H.C.NG Holdings,” “we,” “our,” or “us”). By accessing or using this Site, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not use the Site.

By using the Site, you confirm that you:

• Are at least 18 years old
• Agree to these Terms and the P.D.P.O. Privacy Information.
• Will comply with all applicable laws and regulations when using the Site.

All content on this Site, including but not limited to text, graphics, logos, images, videos, and software, is the property of H C NG Holdings Limited or its licensors and is protected by copyright, trademark, and other intellectual property laws.

• You may view and download content for personal, non-commercial use only.
• You may not reproduce, distribute, modify, or create derivative works from the Site’s content without prior written consent from H C NG Holdings Limited.

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use of the Site. Specifically, you agree not to:

• Use the Site in any way that could damage, disable, or impair the Site’s functionality.
• Attempt to gain unauthorised access to any part of the Site or its systems.
• Upload or transmit any malicious code, viruses, or harmful software.
• Engage in data mining, scraping, or similar activities.

The Site is provided on an "as is" and "as available" basis. H C NG Holdings Limited makes no representations or warranties, express or implied, regarding the Site, including but not limited to:

• The accuracy, completeness, or reliability of the content.
• The uninterrupted or error-free operation of the Site.
• The absence of viruses or other harmful components.

To the fullest extent permitted by law, H C NG Holdings Limited disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

H C NG Holdings Limited and its directors, employees, or affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site, including but not limited to:

• Loss of data, profits, or revenue.
• Business interruptions.
• Unauthorised access or alteration of your data.

This limitation of liability applies even if H C NG Holdings Limited has been advised of the possibility of such damages.

The Site may contain links to third-party websites for your convenience. H C NG Holdings Limited does not endorse or assume responsibility for the content, accuracy, or practices of these third-party websites. Use them at your own risk.

You agree to indemnify, defend, and hold harmless H C NG Holdings Limited, its directors, employees, and affiliates from and against any claims, damages, liabilities, costs, or expenses arising from:

• Your use of the Site.
• Your breach of these Terms.
• Your violation of any applicable laws or third-party rights.

H C NG Holdings Limited reserves the right to suspend or terminate your access to the Site at any time, without notice, for any reason, including but not limited to your breach of these Terms.

These Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region (HKSAR). Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

H C NG Holdings Limited reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.